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| 1. |
Take
a class, read articles, browse the Internet,
and ask friends about their experiences
in order to be more knowledgeable about
how to buy a home. |
| 2. |
Take
a three-hour Monday evening seminar
about how to buy a house. For additional
information please call Bob Northern
at 1-804-359-9280 or e-mail him at BobNorthern@RichmondVaHomes.com. |
| 3. |
Be
honest with yourself about your credit,
income, commuting time available, needs
and wants. Don’t let your eyes
bite off more than you can afford! |
| 4. |
Choose
a competent “Buyer’s Agent”
to represent you in finding your new
home. They are a great resource to find
new listings and they are trained to
give you excellent advice about your
real estate needs. The seller pays their
fee. This service cost you, the buyer,
nothing. |
| 5. |
Get
pre-approved before you start your home-buying
search! Know the huge difference between
being Pre-Qualified and Pre-Approved! |
| 6. |
Know
how and where to find the best financing
programs to fit your particular needs.
|
| 7. |
Avoid
loan sharks by knowing why are some
lender’s rates in the newspaper
so much lower than their competitors. |
| 8. |
Know
what information you will need for loan
pre-approval. |
| 9. |
Review
the papers you expect to sign before
the time you get serious about signing
your offer. |
| 10. |
Do
I need to sell my present home before
I buy a new home? What are my options? |
| 11. |
Reduce
your “geographical search area”
to a general area you want to live in
based on a M.L.S./newspaper zone map. |
| 12. |
Let
us know the general price range, minimum
bathrooms, bedrooms, etc. you and your
family need. |
| 13. |
Bob
Northern and Company, Realtors will
e-mail you a long list of pictures and
information of all homes currently listed
in Multiple Listing Service (MLS) in
your geographic area and price range.
In addition to that, we will update
the list daily as new homes come on
the market that meet your description! |
| 14. |
Pick
out the homes that appeal to you from
the information we send you. |
| 15. |
Review
the homes we send you in the privacy
of your own home. Click on the “MLS
Number” and “Address”
to receive a more detailed printout
of the property. |
| 16. |
Map
these homes on your computer, or on
a map, to most efficiently plan your
trip. |
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